Commercial Finance for UK Businesses

Working capital, growth funding, and specialist finance for SMEs, contractors, and construction companies.

Kit's primary specialisation

Finance built for businesses that build things

Whether you're a sole trader, a small building firm, or an established contractor, finding the right commercial finance can be the difference between winning a contract and turning it down. We introduce you to a specialist who understands your sector - not a call centre.

What we can help with

Commercial finance products

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Business Loans

Unsecured and secured business loans for growth, acquisitions, equipment, or working capital. Terms from 1–10 years.

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Invoice Finance

Unlock cash tied up in outstanding invoices. Factoring and invoice discounting for businesses with 30–90 day payment terms.

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Asset & Plant Finance

Finance vehicles, machinery, plant, and equipment without tying up capital. Hire purchase, finance leases, and operating leases.

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Construction Finance

Specialist funding for building contractors and developers - from project start to practical completion.

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Working Capital

Revolving credit facilities, overdrafts, and short-term funding to manage cash flow through the peaks and troughs.

🏢

Commercial Mortgages

Purchase or refinance commercial property - offices, warehouses, retail units, or mixed-use buildings.

Is this for you?

Who we typically help

🔨

Building & Construction

General contractors, specialist subcontractors, groundworkers, and building firms of all sizes.

Trades & Services

Electricians, plumbers, HVAC, fit-out specialists - businesses with lumpy cash flow or growth funding needs.

📊

SME Directors

Owner-managed businesses turning over £500k–£20m+ looking to fund growth or manage working capital.

Common questions

FAQs

Nothing. We are an introducer. Our broker partner is paid by the lender if a deal completes - there is no cost to you for the introduction or the broker's advice.
Our broker partner typically works on deals from £50,000 upwards, though this varies by product. If you're not sure, submit an enquiry and we'll let you know.
It depends on the product and lender. Some short-term facilities can be arranged in days; longer-term loans or mortgages typically take 4–8 weeks. Your broker will give you a realistic timeline at the outset.
No. Our broker works across the whole of the UK. We're based in Essex but help businesses nationwide.

Ready to discuss your commercial finance?

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